Personal Finance
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| Google books | books.google.com |
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| Originally published | February 3, 2012 |
| Authors | Kristy Walker |
| Robert B Walker | |
| Date of Reg. | |
| Date of Upd. | |
| ID | 2027432 |
About Personal Finance
Personal Finance, 2e by Walker/Walker offers students an engaging treatment of personal finance, while incorporating unique themes, an application-driven pedagogy, and a definitive action plan. . . .
Interest rates: Why there is more pain still to come
... While mortgage rates might be on the way down again, analysts say savings rates may also have peaked - including at Treasury-owned National Savings and Investments (NS& I)," Savers should brace themselves for rate cuts on NS& I accounts and for the Premium Bond prize fund to fall, as the government-backed provider has already exceeded its fundraising target for the tax year, " says Laura Suter, head of Personal Finance at investment platform AJ Bell...
The hidden tax rise in the Autumn Statement
... Sarah Coles, head of Personal Finance at Hargreaves Lansdown, said that while the 2% cut in NI " isn t to be sniffed at" by keeping NI and income tax bands frozen, " the Treasury has done nothing to protect us from the misery of fiscal drag, and means the lion s share of the damage done to our finances from these tax hikes will still continue to be felt years down the line"...
Minister's £11,000 iPad bill is legitimate expense - Humza Yousaf
... It has always been more expensive the moment you leave Europe, with some providers charging £7 a megabyte for data and nearly £4 a minute to make or receive a phone call, according to Personal Finance site...
Big banks accused of doing little for savers
... Alice Haine, Personal Finance analyst at investment platform Bestinvest, said: " The era of cheap money is well and truly over, so households should prioritise clearing expensive unsecured debt and building up a rainy day pot to withstand any unexpected expenses...
House price falls expected into new year, Halifax says
... Alice Haine, Personal Finance analyst from investment platform Bestinvest, said: " The housing market is expected to remain subdued into the next year as the drag effect from the Bank of England s 14 interest rate hikes delivers a heavy blow to affordability levels...
Freshers' week: Tips for surviving uni first year
... " Final-year student Pria, 21, agrees Personal Finance is an important aspect of uni life...
Premium Bonds: Chances rise of winning leading prizes
... " It was inevitable that NS& I would increase rates as rising competition in the savings market means it has fallen out of favour with savers who would prefer guaranteed rates elsewhere, " said Laura Suter, head of Personal Finance at investment platform AJ Bell...
New rules aim to end rip-off finance fees
... Eric Leenders, managing director of Personal Finance at UK Finance, the trade body for the banking sector, said he believed the changes would be more " evolution, not revolution" and that " most customers will probably not feel too much of a difference"...
Minister's £11,000 iPad bill is legitimate expense - Humza Yousaf
An £11,000 iPad roaming bill racked up by Scotland's health secretary was a " legitimate parliamentary expense" according to the First Minister .
Michael Matheson ran up the charges on his parliamentary iPad during a holiday to Morocco which he says was caused by an " outdated Sim Card ".
He Said he was not aware it was due to be replaced and the cost built up as a result.
Humza Yousaf said Mr Matheson should not have to pay it back.
It is understood the health secretary had been using the iPad during A Family holiday for constituency work when the charges occurred.
Speaking in the Scottish Parliament after First Minister 's Questions, Mr Matheson said: " It has been caused by an outdated Sim Card that was in an iPad that I had for constituency purposes, which was a parliamentary iPad.
Roaming charges are an expense incurred when using mobile devices abroad.
It is understood Mr Matheson was using an old Sim Card from The Parliament 's previous provider EE. Its current contract is with Vodafone.
Before each recess, Holyrood contacts MSPs to remind them they could incur " expensive out of tariff charges" if travelling outside Europe without a roaming bundle from IT.
The health secretary said he was unaware the Sim Card needed to be replaced.
Mr Matheson added: " As The Parliament has also stated Very clearly, The Network provider didn't provide information around the costs that were being incurred as well.
" So it was something that was unknown to me, and as The Parliament have also confirmed, the parliamentary equipment was used for constituency and parliamentary purposes. "
Michael Matheson came back from Morocco with a Very unwelcome Souvenir - a hefty data roaming bill.
He spoke - Very briefly - with journalists in Holyrood this afternoon, insisting This Was all down to an old Sim Card that he was not aware had to be replaced
The health secretary was swift to depart, refusing to take any of the many questions journalists wanted to put to him.
We don't have the complete picture of what Michael Matheson used his iPad for in Morocco.
Why didn't he ensure it was on Wi-Fi? How did The Bill get so high? And is it right that the taxpayer picks up The Bill ?
Humza Yousaf defended his health secretary this afternoon, saying he shouldn't have to pay back The Money .
But it feels like The Next time Mr Matheson is in front of The Microphones , he'll still be facing questions over this Morocco trip.
Mr Matheson, who as The Cabinet secretary for health and social care receives receives a yearly salary of, has agreed to pay £3,000 towards The Bill from his.
Mr Matheson did not respond when questioned on whether he should make a contribution to The Bill out of his own pocket.
He also did not respond when asked why taxpayers should foot The Bill .
The £11,000 bill is More Than the total of all MSPs' Mobile Phone , Business Line , tablet and staff phone bill expenses claimed in 2022/23 combined. The total for all phone-related expenses Last Year was.
Craig Hoy , chairman of the Scottish Conservatives has called on Mr Matheson to cover the costs himself.
He Said : " Michael Matheson offered only a cursory explanation - and no Apology - for racking up this enormous bill. His sense of entitlement is breathtaking.
" The First Minister is wrong to say This Was a legitimate expense.
" Michael Matheson must belatedly do The Right thing and pay back this £11,000 in full - no ifs, no buts. "
How do data roaming charges work?Roaming charges are The Higher prices that mobile networks charge for your device use when abroad.
It has always been more expensive The Moment you leave Europe, with some providers charging £7 a megabyte for data and nearly £4 a minute to make or receive a phone call, according to Personal Finance site.
The costs for using your device overseas can vary wildly depending on The Contract .
Some companies offer daily charges. For instance, you can pay £5 A Day for worldwide use and you will be able to use your phone or tablet just as you do At Home .
The advice from Personal Finance writers is always the same: If in doubt, play it safe and turn roaming off.
Related TopicsSource of news: bbc.com