Pension

However, there are millions of people with a Pension , either private or through Work , who their savings (in what is known as a defined contribution Pension ) invested in Pension schemes. The value of their savings pot is characterized by The Performance of these investments.

pensions-savers most of the time the experts decide where to invest to help the money to grow it. Widespread falls in share prices are likely to be Bad News for Pension savers.

as much As £600bn benefit pensions at the moment in post.

This is what happened in The Last year, the FTSE 100 pronounced "Footsie " - monitors The Performance of The Top 100 companies listed on the London Stock Exchange .

As a result, large-scale or falls, it can negatively affect your Pension , but the advice is to remember that the retirement provision, like all investments, are generally of a long-term bet

"There is a big difference between knowing you are connected with the Stock market and panic about it," says Sarah Coles, of investment platform Hargreaves Lansdown .

"the Stock Exchange always go up and down, in the short term, and while we mainly see big movements now, it is important to note that investors who have lived through the big UPS and downs in The Past and come out The Other side. "

no, some people have a Pension that promises a specific value, depending on your salary. Others have no retirement savings at all.

About 10 million people have been automatically enrolled into a Pension and really can't noticed.

This Schema provides for the employer to divert wages into a Pension , and a bit of money themselves. The government adds, a little in tax relief.

is affected In each case, the value of this Pension , by the investment performance. So "the markets" thing - Maybe Not so much, like every day, the wages, but for the pensions in the future.

Timing is more important for those in retirement age as this, when a pensioner uses their Pension -to buy pot, the income in the Pension , or a Pension . The bigger the pot, the more income you receive in retirement.

anyone who has invested in a Pension Fund and an income, it will again see their investments go up and down with the Stock exchanges.

That could mean getting less than you expected, if you have money to much, if the Stock markets have fallen, to plan so that it is important to include how each of the this gap, experts say.

dozens of large companies have warned, for example, that the coronavirus will beat their share.

might have the Trouble over an extended period of time have an effect on the amount of Work available, says Moira O'neill from Interactive Investor .

"Stock market falls also impact on the confidence of the Economy and the ability of companies to raise money," she says.

"So, if this short-term blip is something is stronger, it could affect the Economy and Maybe your job. "

There is no direct connection between The Exchange and your mortgage or rent.

However, if the panic on the Stock exchanges submitted to the Economy as a whole, a reaction could be to cut interest rates. This is the decision of the Committee in The Bank of England and other Central banks around The World .

the interest rates in the UK have been low for some time. A further cut could still be of variable or fixed-rate mortgages cheaper (either your own or those of your landlord), but also means that cash-savers are likely to get less return on cash savings

conversely, if the Economy and the cost of living are considered to be growing too fast, would think The Bank about raising interest rates, so people borrow too much.

It can be hard to find positive when lives are lost, jobs are affected, or - as in the case of the coronavirus - Stock markets affected, because.

But, purely in terms of investment, lower share prices a Chance to buy, in The Hope that in the long run, have a rest and get off. Many people do this through a stocks and shares Individual savings account (Isa).

Ms O'neill points out that someone is trying to take into account to do so, how willing are you to keep your investments will fall and make sure that you put all your money in one type of investment.

Some people invest money, what are known as tracker funds. These go up and down in line with The Performance of a particular index such as the FTSE 100 .

So, if the index falls, the value of your investment rises and Vice Versa . An advantage of this medium is that you can often sign up cost relatively little to.

In the markets the hits of the news reports, the foreign Exchange markets.

In other words, the value of the different currencies in comparison to each other. The effect on The Exchange rates you get if you leave money to change.

This can be influenced by a number of factors, some of which are different from the problems of the company the share prices.

Source of news: bbc.com