Conditions
| Use attributes for filter ! | |
| Artists | The Temper Trap |
|---|---|
| Release date | June 19, 2009 |
| Producers | Jim Abbiss |
| Labels | Glassnote Records |
| Genres | Rock |
| Indie Rock | |
| Alternative Rock | |
| Indie Pop | |
| Date of Reg. | |
| Date of Upd. | |
| ID | 2967831 |
About Conditions
Conditions is the debut studio album by Australian rock band The Temper Trap, released in Australia through Liberation Music on 19 June 2009. It was later released in the United Kingdom on 10 August 2009.
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House buyers look to adapt to higher mortgage rates
By Kevin PeacheyCost of living correspondent
Some house buyers are considering smaller properties and longer-term mortgages as affordability is squeezed, according to two surveys.
A quarter of mortgage holders aged under 30 who started their loan early this year chose a 35-year term, credit reference agency Experian said.
That is an increase from 10% in January 2020, it said.
It Comes as Nationwide Building Society said average property values were 5. 3% lower than a year ago.
Property prices have been pushed down as buyers face mortgage rates higher than they might have hoped, or planned, for.
The average UK house price of £257,808 in September was around £14,500 lower than in The same month a year earlier.
Robert Gardner , Nationwide 's chief economist, said: " There are signs that more buyers are looking towards smaller, less expensive properties, with transaction volumes for flats holding up better than other property types.
" This may be because affordability for flats has held up relatively better as they experienced less of a price increase over The pandemic period. "
Average prices in September were unchanged compared with The previous month, according to Nationwide .
The Building society bases its survey data on its own mortgage lending, so The survey does not include those who purchase homes with cash or buy-to-let deals. According to The latest available official data, cash buyers currently account for over a third of housing Sales .
A modern browser with JavaScript and a stable internet connection is required to view this Interactive .
How much could my mortgage go up by? How much are you borrowing? If you have an existing mortgage enter The outstanding balance left to pay. If not, enter The Total you are looking to borrow. How long will you take to pay it back? If you have an existing mortgage enter The Total number of years remaining. If not, enter The Total number of years you are looking to borrow over. What is your Current . . For those with a mortgage enter The rate for your Current fixed term. For those without a mortgage enter an Interest rate from another source, such as a bank's mortgage rate calculator. Interest rate monthly payment Choose an Interest rate to compare with…At this rate, your payments could change by…
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This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on The mortgage size and length and a fixed Interest rate. It should be used as a guide only and does not represent The suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.
Interest rates fluctuate based on The Bank of England's base rate and market Conditions .
Nationwide said that someone earning an average income and purchasing The typical first-time buyer home with a 20% deposit would spend 38% of their take-home pay on their monthly mortgage payment. This is higher than The long-run average of 29%.
Experian said some younger buyers were looking for a longer-term mortgage. This would reduce The monthly repayments, but mean The loan would take longer to pay off and be more expensive in The long-run.
James Jones , head of consumer affairs at Experian, said: " With high Interest rates increasing The pressure on borrowers, Young People may feel like they have been Locked In . "
Ways to save money on your mortgageThere are
Related TopicsSource of news: bbc.com