About British Empire
The British Empire comprised the dominions, colonies, protectorates, mandates, and other territories ruled or administered by the United Kingdom and its predecessor states. It originated with the overseas possessions and trading posts established by England between the late 16th and early 18th centuries.
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Santander: Frozen bank card forces disabled man to borrow for food
By Aled ScourfieldBBC News
A friend of a disabled former Police Officer whose debit card has been frozen has branded his bank " uncaring" for failing to resolve the issue.
Tony Hawkins, 59, from Llandysul, Ceredigion, has not had access to his own money since The Middle of August.
Friend David Morgan contacted Santander after Mr Hawkins pointed Out There had been More Than £2,000 of unauthorised withdrawals from his bank account.
Santander said it was " reviewing The Right support options" for him.
The unauthorised withdrawals now total over £3,200 and have been reported to Dyfed-Powys Police, which is investigating.
Mr Hawkins's card was frozen by Santander in August, leaving him without access to funds to pay for food and other essentials, while The Bank investigated.
He uses a wheelchair because of spinal problems and he has very limited speech and movement after a series of strokes.
He was awarded the British Empire Medal in 2018 for his campaigning work on behalf of disabled people.
Mr Morgan, 72, a retired police inspector, was first alerted to problems by his friend In July .
" Tony pointed out he'd had deductions made from his bank account, " He Said .
" He showed me his Mobile Phone . He told me hadn't authorised these. I kept asking him 'are you absolutely certain', and He Said 'yes'. "
Mr Morgan contacted Santander on 2 August but The Bank said it could not discuss it as he was not the account holder.
He also reported The Matter to Action Fraud, the UK's national reporting centre for fraud and cybercrime, but was told there were " no useful lines of inquiry".
Mr Hawkins is unable to use online banking because of his disability. A few days later, a carer who purchases goods for Mr Hawkins informed him that his debit card no longer worked, leaving him without access to funds.
Mr Morgan said it had caused real difficulties, with Mr Hawkins having to borrow money from The Local authority and friends to pay for essentials.
" She (The Carer ) was not able to draw out money to buy food for him, " said Mr Morgan.
" He has been relying on loans from friends and we got In Touch with his Social Worker at Ceredigion council and she arranged for a loan for Mr Hawkins while we're trying to sort this problem out with Santander.
" The Strange thing is despite stopping the use of his card, money is Still Going out of his account - sums he has not authorised. "
Santander told Mr Hawkins it would discuss The Matter only In Person with him. Mr Morgan accompanied his friend to the branch in Carmarthen for an appointment on 30 August, but The Matter could still not be resolved.
" Mr Hawkins informed me he had no forms of identity as his Driving Licence had gone astray, " said Mr Morgan.
" Santander said (to) take correspondence from The Local authority, utility bills and on top of that I found, on The Internet , an article from the Tivyside Advertiser which included a photo of Mr Hawkins being awarded the British Empire Medal.
" I got a local solicitor to sign and stamp it as a true likeness. They (the branch) said it wasn't enough and they couldn't deal with The Matter . "
Mr Morgan said the case highlighted the difficulties faced by disabled people trying to resolve banking issues.
He has applied for power of attorney over his friend's financial affairs, but the application still has not been completed.
Santander said it was unable to provide any detailed comment about Mr Hawkins's case as it did not have his permission.
Santander said: " We Are reviewing The Right support options for our customer.
" Santander has a range of options in place for customers who need more tailored support, and we would encourage customers to contact us to discuss these either in branch, over The Phone or via our digital channels. "
Related TopicsSource of news: bbc.com
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