The Bills

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to make

My money is a series on how people spend their money - and the sometimes difficult decisions that You have. Here, Maura Hannon from Switzerland, spending about a week and share tips to save money.

Maura is 47. She lives with her husband, Martin, and three children, Helena, 14, Flynn , 12, and Dylan, 11. She is an Irish-Australian who moved to Switzerland from Australia 15 years ago. She leads her own communication services business in the German and French bilingual city of Biel/Bienne.

she recently went head-to-head race with another My money blogger, Somi Ifeh in Nigeria, listening to Maura talk about, what You spent your money on This Week .

Maura s week: Hot mineral source, baths, English courses and chilli mussels

I'm The Last out of The House and take the bus down to the pool. I buy my ticket with an app, the rewards of the future price of offsets, in combination with other Swiss concession, I shall buy You all the Public Transport for Half Price . Cost: CHF [Swiss francs] 2. 30, ($2. 35, £1. 80).

to buy The Best deal for me courses not swimming in many of the 12, because they expire, and I can fit into different class, changes To My work week. Price: CHF159

I catch the bus home, after cooking, run errands and eat the lunch I have in my weekly Sunday-up. Price: CHF2. 30

the school kids usually come home for lunch for two hours, but today No One is home. Helena takes the lunch I made for You , because it has an optional Italian class. Dylan eats lunch a hot school: Monday, Tuesday, and Friday. Flynn is off, and he sleeps in an apartment at his school from Monday to Thursday. We are billed, the cost for The Boys on a monthly basis.

I work from home, make fresh focaccia bread to go with the homemade veggie soup And Then we go To My Orchestra Rehearsal . To help learning French, I play in a French-speaking orchestra, which is a slower way to learn, but cheaper and more fun than teaching, as it cost me CHF100/year.

expenditure: CHF163. 60 ($167. 15; £127. 95)

I was determined to let it send from a client project Before Lunch -the me run a little late! I meet Helena and four other girls in my office in the city for lunch today. We eat together And Then I have English. I invoice the parents for the cost of the lunch and hours of instruction per semester. The bakery bills me on a monthly basis.

I usually walk to The Office on a Tuesday, but since I was late, I drove and so I had to pay for Parking. CHF4. 00

around 16:00 I'm going to Dylan's hockey training 25 minutes away in a town called Münchenbuchsee. Because I'm in the neighborhood, I take the opportunity to buy a couple of things that I know are cheapest at a farm supply store. CHF 37. 20

food costs are one of the biggest expenses, and I use The Menu -to help the planning of app pepper plate. We do a large business, shopping to keep a week, And Then I try during the week to a minimum. The app helps to impulse purchases below, as well as reducing food waste. But we are out of bread and eggs and I have to have dessert for lunch tomorrow. I take these things to The Local supermarket on the way home. CHF9. 30.

expenditure: CHF50. 50 ($51. 59; £39. 49)

I worked from Home Again in The Morning . We went to a friend's house for lunch, when the children finished school. Learning languages is really important here, and for more than a year, Helena, Dylan and I have been meeting with a French speaking family to eat lunch on A Wednesday and learn together. School children in Switzerland, we never eat school on Wednesday afternoon, so that together, And Then after lunch we can talk, play games and the children learn new words. Cost: lunch cost/free language courses.

the rest of The afternoon we spend alternately children travel to and from sports, help with school work, violin, exercise, house work and cooking. For dinner, I mix up The Soup leftovers with extra Tomato Paste for a pasta sauce.

expenditure: CHF0. 00 ($0. 00; £0. 00)

the power to halve the cost, between 20:00 and 08:00, where we live, so we try the washing machine and the dishwasher over night. You both then need to be discharged first thing in The Morning .

I worked from home in The Morning and the children Came Home for lunch today. The Kids love pizza, and it used up The Last bits of cheese and vegetables in the refrigerator.

Thursday evening between 18:30 and 20:00, my husband and I 90 minutes together, have a child and work-free! We have made it a ritual to have a drink together on a Thursday, therefore, we meet in a local bar. I order a beer, share a glass of wine and a small pot of hummus and three slices of bread. The total costs amounted to CHF 18. 50, but it is normal, round, paid, so I have a flat CHF20.

expenditure: CHF20 ($20. 44; £15. 65)

Flynn comes home today. He has A Number of chronic digestive problems and has a severely limited diet with gluten and dairy-free, as well as some vegetables such as garlic, onions, and broccoli. I try to buy and prepare most of the meals for the Weekend Today . I usually buy a whole chicken for a couple of his meals, as I bone a chicken broth.

We usually have soup on Monday evening after a big Sunday cook-up. But today, we are seriously low on food in The House , so I'll have to do-shop. I'll take an hour or so at the beginning of the preparation of the meal menu for the next week with The Menu planning app.

I'm not going to have the time to do the weekly shop today, because I have to go home between 17:00 and 18:00 as the Flynn home with the bus. This afternoon Dylan hockey training in Biel and there is a supermarket in The Complex , so I'll take him early and pop to the supermarket to buy a few things for dinner.

The Kids asked for homemade hamburgers and French fries for dinner, so I minced meat and oven buy French fries. I also buy yogurt, eggs and bread for Breakfast, including gluten-free bread for Flynn , and some potato chips, because it is Friday.

I no time to cook, a whole chicken for Flynn , so I prefer a chicken-pack from the freezer, and use The Last of the potatoes to make its chips.

expenditure: CHF59. 10 ($20. 44; £46. 26)

Helena and Martin are starting early for sporting events, and Flynn , Dylan and I walk in the city centre after Breakfast, a few errands to run, but to take more than an apology Flynn for a long walk. Barber services are quite expensive here, so I have to buy some hair dye for me in a cosmetics store, The Most competitive prices.

I also always use coupons here and instead of paying CHF8. 95, I pay CHF5. 35. I also cut Flynn 's hair today. Flynn does not like that he cut his hair, and after a few bad experiences when he was a kid, I taught myself How To do it. It takes a lot of time, and sometimes You have got to do it, but he now looks a bit fancier.

The whole family can meet in the city and I walk into a supermarket, grab something for lunch, like all starving. The children have the gnocchi and the napoletana sauce and Martin and I love chilli mussels, fresh This Morning . The Soup I passed me a glass and some spring onions. Total cost CHF22. 20

The supermarket is really what's going to work this afternoon, and bulk-food shopping is one of my most disliked house. One of the reasons why I menu-planning app is that I can generate a shopping list, the ordered by section, to make The Process as efficient as possible. When I shop, I check the items from The List on my phone.

the total cost of The shopping is CHF241. 80 plus 90 cents for the Parking lot.

expenditure: CHF270. 25 ($276. 17; £211. 48)

Dylan picked up early in The Morning to play ice-hockey-match from another family. We share the training and match-go with another family as the time commitment can be intense. Martin is working abroad This Week , so Flynn and I leave him at the station.

Flynn loves to swim and so he and I are going to a hot mineral spring bath. Although the entrance fee is more expensive than a normal swimming pool, there are two reasons why we go to fairly regularly. First, the temperature of the water is very warm, which is important for Flynn because he gets cold very quickly. Second, the bathrooms also for disabled people, and as his caregiver, I do not entrance fee for an adult from CHF 38 to pay, only the cost to him of CHF16. 00.

expenditure: CHF16. 00 ($16. 35; £12. 52)

As Maura works feel about your week?

switzerland

Source of news: bbc.com