Income

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Junior Stewart and his newborn son, Nathan

"I applied for a universal credit card, I have a mortgage holiday, I would like to apply for a Council tax deferral, But it will not be enough," Junior Stewart, 45, from Luton.

"The Five of us are not at the absolute minimum, I know how we can get through. "

Junior , is one of the many now fight, because they offered to qualify for emergency government assistance to the workers affected by the Corona-Virus outbreak.

Two Weeks ago, he lost his new sales job, because he had it long enough to be furloughed, he began to 28. February.

As he was previously self-employed, he could not ask an old employer gave him leave. And he says it is not a professional activity, to go back.

Makes things harder, Junior 's wife had a baby in February, and is always only half of your normal salary during maternity leave.

'Stressful time'

"We don't have enough to pay for our gas and electric, Our Car repayments," he says. This year, the couple also have three children to feed.

"I was not thinking About a job in a supermarket, But do not want to bring The Virus home," Junior explained. "You put on a brave face for The Kids , But it is a stressful time. "

As large parts of the economy were shut down, the battle Covid-19, provided by the government, for those who have lost their jobs or Income .

not have been But a few will be able to get help because they do not meet the strict eligibility criteria, or were dismissed.

Who falls into this category? Cheryl says that her Income dried up

Cheryl Carroll, 39, from South-East London is self-employed But not to the SEISS scheme, which would allow your claim to be a taxable scholarship to the value of 80% of your trading profits up to € 2,500 Per month for three months.

The Events of The Director has worked only for himself, for 16 months, which means that you go back on accounts More than up to the year 2019. That does not mean she is able to fulfill a state obligation, for the support.

"All The Events have been stopped and I have no Income ," she says. "I applied for universal credit But it will take at least five weeks, and from what I can gather, it's only £75 Per week. "

', I feel abandoned'

Cheryl was given a three-month mortgage holiday, The Bank and lives alone, no relatives. But she is using her savings to pay for their expenses and the fears you have enough left over to pay your next tax bill when it is due.

"It is a worrying time, and I feel a bit of the government abandoned," she says.

Cheryl says that you sell your house if things get really bad, But you don't want to.

There are five million self-employed in the UK and the government says that to qualify 95% for the emergency support.

But the research from The Association of Independent experts and the self-employed suggests that 45% of independent thinking, they don't cost enough money to Cover the operation during The Crisis , despite The Help .

The Directors of small public companies that their Income , in whole or in part, in the Form of dividends, which will not Cover the government. includes

Michelle Donald and Her Husband are thinking of have the Directors of The Company , have been discriminated against to be

, Michelle Donald, 41, says of the turnover of the small recruitment company and operates with Her Husband in Norfolk "dropped to virtually zero over-night" if The Crisis .

"While We Are happy, in The Sense that our overhead costs are small, the lack of support from the government for our personal Income is what you ruin us," said the managing Director of The Company , says.

Because you will pay a small basic salary, in addition to the dividends, you will be able to vacation themselves, and claim 80% of the Income over £800 Per month.

But can not do Her Husband the same as he try to continue his duties, a company above water.

"We Are not rich by any stretch. We have three children in The House , and our monthly expenditure over £1,500 Per month, if we have a mortgage holiday," says Michelle.

"We have a little savings, But it is all we have. If we use this, we don't come out of this, literally, a penny to our name. "

' We could go under'

you think that Directors of companies have been discriminated against, because people don't think they pay as much tax and national insurance, if, in fact, "the difference is minimal".

she and Her Husband also a lot of private money in the development of the economy, which "could very well go under".

A petition calling on the government to Cover the dividend Income by the coronavirus job retention System.

A Treasury spokeswoman said: "The Chancellor has shown an unprecedented package of measures for the protection of the millions of people jobs and Income , as part of The National efforts in response to the Corona Virus.

"Those who do not qualify for the conveyor systems will be able to access a number of other measures - including an increase in the universal credit parents money, Income Tax , prepaid, £1 billion More support for tenants and access to three-month mortgage holiday. "

benefits, personal finance, unemployment, freelancers, unemployment in the uk, self-employment, coronavirus pandemic, employment

Source of news: bbc.com