Health insurance

Health Insurance

  • 2020-02-10
  • 2021-11-25
  • 2479674
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    Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons.

2521037 Brexit: What to lose my EHIC card would mean for me

Number of words : 774 Number of sentences : 44 Number of paragraphs : 45

Michaela Sheehan, who has epilepsy, has your European Health Insurance card takes on holiday with you to Europe

European Health Insurance UK-cards, residents can get medical care for free or at a reduced price in 31 countries

But if the UK leaves the European Union without a business that not be the case.

The government asked to keep all 31 States EHICs to 31 December 2020, no matter what happens with the UK's EU-exit.

But only three-part cover of UK tourists have agreed to, if there is no offer.

The UK's largest Travel Insurance provider warning that this would mean that prices are on the rise, especially for people with health problems.

Michaela Sheehan takes your EHIC on holiday to Europe.

The 24-year-old from Woking, has epilepsy.

PATravel Insurance advice

. in case of no-deal-UK's EU-exit

Chronic disease? You can find the Insurance first, then book

Check the bank accountIt might already contain a Travel Insurance

Shop around among specialized providers

Be clearTell can insurers work as much as possible about your destination(s)

beware of annual policy, More Than the short cover

happened to her first seizure when she was a teenager on a class trip to France.

she remembers queuing for a ride at Disneyland Paris .

The next thing you knew, you woke up in a French hospital.

she had rushed there in an ambulance, and had emergency room.

she explains: "It was all completely free, because my EHIC card. "

at the beginning of this year, they went to Mallorca with a group of friends.

her condition meant that at £60, is your Insurance for a week was Three Times more expensive than her friend by the annual policy.

Epilepsy Action 's senior policy and campaigns officer, Sam Mountney said:

"For some people with long-term health conditions such as epilepsy, traveling abroad can be a challenge.

"European Health Insurance cards (EHIC) have made it much easier for people like Michaela, to travel safely to 31 European countries, without the additional worry about the possible costs should you need medical treatment after a seizure in a foreign country. "

Deal or no Deal "

The EHIC scheme covers the EU countries as well as Switzerland, Norway, Iceland and Liechtenstein.

the British about £150m Worth of treatment a year, with the EHIC scheme.

It can be used for unexpected medical emergencies, as well as pre-existing conditions.

The government has made it very clear that she wants to EHIC further, deal or no deal".

But so far, only Spain has agreed to this.

Portugal says it will continue with the scheme if it is to Escape a no-deal. But it has passed a law that says that British tourists can always pass on the health care to, for now, if you show your trip.

There is a similar agreement with the Republic of Ireland.

But the 28 countries.

If the British are in need of medical help in any of them, after a no-deal Escape, you will either pay, or rely on the Travel Insurance .

Future status uncertain: The EHIC card

The government says it is still trying to sort out more healthcare services.

But a spokesman stresses, "becoming citizens of the United Kingdom advises to take the Kingdom, comprehensive Travel Insurance , if the objectives abroad, both EU and non-EU. This is and remains our advice".

The Association of British Insurers, says that if EHICs largely disappear in a no-offer Brexit "insurer of an increase in claims will inevitably see costs - this could have a direct impact on prices to the detriment of the consumer".

Axa Insurance , travel Director, Nel Mooy, agrees: "If nothing changes between now and 31. October and there was no offer, then I expect the prices to go up. "

she says that there are "too many unknowns" to predict how much the prices can add up, but that the Travel Insurance is usually not too expensive.

she adds: "people are not good at all, which is already a higher premium, and therefore, nothing extra, I can fully appreciate that everything, what is more, it could be more difficult for you to afford. "

This is in line with the government's own analysis of a reasonable worst-case scenario for a no-Leak deal.

The operation Goldammer document says that the people have to pay for treatment in the EU and a minority of patients faced with "significant costs could be. "

health experts warn that, even if there is a Brexit offer, EHIC may not continue after a transition period.

Mark Dayan of the Nuffield trust, says he is "optimistic".

He explains: "the EHIC is not connected, the part of the Eu Law on the free movement of persons.

"The European Union is not like the idea of us cherry-picking only the bits we like. "

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life, european health insurance card (ehic), european union, car insurance, travel insurance, brexit, insurance
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